1. CASH IN AS LITTLE AS 24 HOURS
Factoring provides you with the ability to meet your CASH FLOW NEEDS IMMEDIATELY!

2. NO DEBT CREATED
Loans require collateral limited by your hard assets. Factoring is NOT a loan, so there is no debt to repay. A factoring company purchases your invoices at a discount. This enhances the financial ratios often used to determine your credit worthiness in obtaining other types of financing. Your balance sheet is more attractive and your financial position is strengthened.

3.HIGH ADVANCE RATE
Our participating factors provide Higher Advance Rates which means you factor fewer invoices to meet your cash flow needs, which also means YOU WILL SAVE MONEY!

4. NO FINANCIAL STATEMENTS REQUIRED
In many cases, no business or personal financial statements or tax returns requested. Clean personal credit is not required.

5. PROFESSIONAL COLLECTIONS
Factors handle collections in a professional manner. Factors are not collection agencies. They understand the importance of business relationships and treat each debtor as though it is your best customer. Factoring companies SPEED the collection of invoices and reduce your collection cost. You can eliminate the overhead cost associated with having someone internally handling collections.

6. INVOICE PROCESSING
You can greatly reduce your cost of processing invoices because factors handle much of the work.

7. ENHANCE YOUR CREDIT
Once you begin factoring, the increased cash flow will provide the liquidity to pay your venders on time. Making timely payments to vendors positively affects your credit rating and allows you to obtain credit from other vendors and financial institutions.

8. INCREASED PRODUCTIVITY
Business owners often spend more than half of their time on duties they do not find productive, such as collections, administration, bookkeeping, warding off creditors and searching for additional capital. Factoring helps eliminate this wasted time.

9. REDUCE ACCOUNTING COST
You will receive information regarding outstanding and paid accounts on a daily, weekly, and monthly basis.

10. NO LOSS OF BUSINESS EQUITY
Ownership percentages remain unchanged with a factoring arrangement (unlike considering bringing in new partners with capital).






Business Cash Advance

Business Funding
Business Bank Statement Program:

Unconventional Business Loans Alternative Financing For Businesses. . .
Even Businesses That Can't Qualify For Financing!


The Business Bank Loan Program For Credit Impaired and Cash Flow Constrained Business!
The Business Bank Statement Program uses a proprietary loan platform to assess small businesses on cash flow, business performance, and payment behaviors. With a broader understanding of your business, we're able to lend to you when other lenders may not.

The Program:

• Daily Direct Debit Payments - Increases your success for timely payment!
• Lower Total Interest Cost - Principal is reduced faster by daily payments!
• Tuned to Your Business - Focus on cash flow and payment behaviors, not credit!
• Cheaper Than Other Cash Programs - Almost by half the cost!


Eligible Business Must Have:

Minimum FICO Credit Score - 500!   Minimum 9 Months In Business!    Minimum Average Bank Balance Of $3,000!    Minimum Ending Bank Balance Of $3,000!    Completed 1 Page Application!    6 Months Bank Statements - All Pages!    Term - 6 to 18 Months!    Based On Business Bank Account!

Advantages Of The Business Bank Statement Program:


Financing  A Quick and High rate of Approval!
Business Financing  No costly applications and complicated paperwork or closing costs!
Business Loans  Funding within five to ten business days!
Business Loan  Businesses turned down for traditional financing can be funded!
Financing  Not required to put up real estate or personal assets as collateral!
Financing  Payback is typically based on cash flow activity!
Financing  Ongoing source of capital!
Financing  Immediate and dependable access to working capital for your business!
Financing  Strengthens a company’s financial statement and credit ranking!
Financing  No personal guarantees required on repayment!
Financing  Businesses that can't qualify for traditional bank financing!
Financing  Allows owners to separate their business from their personal assets!
Financing  Extremely easy and flexible compared to any other type of financing!
Medical Doctor Financing Business Cash Advance  Rapid Approvals and Funding!
Business Cash Advance  Fixed Payment Schedule!
Cash Advance  Completely Automated Payback!
Cash Advance  Fast - Easy - Convenient!
Business Cash Advance  Lacking Excellent Credit Scores!
Business Cash Advance  You can receive funding in as little as 10 days ...

Cash When You Need It Most!

Some businesses find themselves needing capital to grow and manage their business. At times, these businesses are unlikely to obtain a traditional bank loan because of unacceptable debt to income ratios or low personal or business credit scores!

Many businesses, no matter how well they are run, cannot qualify for traditional bank loans due to personal credit issues, too few years in business and/or limited cash reserves.

When a capital need strikes, they face few smart alternatives to the bank, and owners must turn to family money, personal loans, or even cash advance firms that may charge astronomical rates.

The Business Bank Program bridges the gap between bank loans and factoring products such as merchant cash advances.

By assessing your business monthly cash flow, The Business Bank Statement Program enables you to use the strength of your cash flow to manage demands for capital.


The Business Bank Program Committed to Your Success




Invoice Factoring



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BRT Financial, Inc.
450-106 State Road 13N, Suite 408
Jacksonville, FL 32259

Tel: 904-551-6090
Fax: 904-513-9229

Business Hours:
9.00-6.00 PM (EST)

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